Most Important Terms and Conditions (MITC)

(Forming part of the Terms & Conditions for Research Services)

1. Scope of Services

Arjit Anand, as a Research Analyst (“RA”), provides research and advisory services only.

  • We do not execute trades on behalf of clients
  • Clients must not authorize or permit the RA to execute any transactions

All investment decisions remain solely with the client.

2. Fee Structure & Limits

Fees charged to clients shall be in accordance with limits prescribed by SEBI and the Research Analyst Administration and Supervisory Body (RAASB).

  • Current limit: ₹1,51,000 per annum per client family (for Individual/HUF clients)
  • This excludes statutory charges
  • Fee limits do not apply to non-individual or accredited investors

3. Advance Fees & Refunds

  • Fees may be charged in advance, if agreed
  • Advance fees shall not exceed the period specified by SEBI (currently one quarter)

In case of early termination:

  • Clients are entitled to a proportionate refund for the unexpired period

4. Mode of Payment

Clients may pay fees through:

  • Bank transfer
  • UPI
  • Cheque or other approved digital modes

🚫 Cash payments are not permitted

Clients may also choose to pay via Centralized Fee Collection Mechanism (CeFCoM) managed by BSE Limited (recognized RAASB).

5. Conflict of Interest

The RA complies with all applicable SEBI and RAASB regulations regarding:

  • Disclosure of conflicts
  • Mitigation of potential conflicts

Any material conflict of interest will be disclosed to the client in a timely manner.

6. No Guaranteed Returns

  • Any form of assured, guaranteed, or fixed returns is strictly prohibited
  • The RA does not offer or promote such schemes

7. Nature of Research & Recommendations

All research, views, and recommendations:

  • Are based on available data and assumptions
  • Reflect the RA’s judgment at a specific point in time
  • Are subject to change without notice

8. Investment Risk & Client Responsibility

  • All investments are subject to market risks
  • No assurance of returns is provided
  • The client bears full responsibility for investment decisions

There is no recourse for losses incurred based on research recommendations.

9. Regulatory Status Disclaimer

  • SEBI registration
  • RAASB enlistment
  • NISM certification

👉 Do not guarantee performance or returns

10. Grievance Redressal Mechanism

If you have any concerns or complaints:

Step 1: Contact Iridium Capital

(Use contact details provided on the website)

Step 2: SEBI SCORES Platform

You may lodge a complaint on:
👉 https://www.scores.sebi.gov.in

Step 3: Online Dispute Resolution (ODR)

👉 https://smartodr.in

11. Client Information

Clients are responsible for ensuring that their contact details, including:

  • Email address
  • Phone number

are kept updated at all times.

12. Security & Confidentiality

Iridium Capital will never ask for:

  • Trading account login credentials
  • Demat account details
  • Bank account passwords or OTPs

🚨 Clients must never share such information with anyone, including the RA.

Other Important Terms & Conditions

Effective Date: October 16, 2025

Welcome to Iridium Capital. By accessing or using this website, you agree to the terms outlined below. Please read them carefully.

1. About Iridium Capital

“Iridium Capital” refers to the website, its owners, and the services provided, including:

  • Investment research and insights
  • Advisory consultations (via scheduled bookings)
  • Subscription-based content (including newsletters and reports)

2. No Account or Login Requirement

This website does not require user registration or login.

Any information you voluntarily provide (such as booking details, email subscriptions, or contact forms) must be accurate and complete.

3. Nature of Services

a) Advisory Services

Iridium Capital may provide investment-related insights through:

  • One-on-one consultations
  • Model portfolios or research views
  • Market commentary

Where applicable, services may be offered under a SEBI-registered Research Analyst framework.

👉 These services:

  • Are based on available data and judgment
  • Do not guarantee returns or performance
  • Require independent evaluation by the client

b) Subscription Content (Substack / Email)

Subscribers may receive:

  • Market insights
  • Investment frameworks
  • Research reports

This content is:

  • For educational and informational purposes only
  • Not personalized investment advice unless explicitly stated

c) Educational Content

All website content (blogs, reports, tools, insights):

  • Is general in nature
  • Should not be interpreted as financial advice
  • May not suit your specific financial situation

4. No Investment Advice Disclaimer

Unless explicitly stated as part of a formal advisory engagement:

  • Nothing on this website constitutes investment advice, recommendation, or solicitation
  • Users are solely responsible for their investment decisions
  • You should consult a qualified financial advisor before acting

5. Risk Disclosure

Investing in financial markets involves risk, including:

  • Loss of capital
  • Market volatility
  • Liquidity and execution risks

Past performance is not indicative of future results.

6. Payments, Bookings & Subscriptions

Consultations

  • Fees for consultations must be paid in advance (if applicable)
  • Booking confirmations are subject to availability

Subscriptions

  • Subscription payments (e.g., via Substack or other platforms) are governed by their respective terms
  • Refunds, if any, are subject to platform policies

7. Intellectual Property

All content on this website, including:

  • Research reports
  • Frameworks
  • Visuals and written material

is the property of Iridium Capital.

You may not:

  • Copy, reproduce, or distribute content
  • Use it for commercial purposes

without prior written consent.

8. Third-Party Links & Platforms

This website may include links to:

  • Substack
  • External data providers
  • Third-party tools or platforms

Iridium Capital:

  • Does not control these platforms
  • Is not responsible for their content, accuracy, or policies

9. Limitation of Liability

All content and services are provided on an “as is” basis.

Iridium Capital is not liable for:

  • Investment losses
  • Decisions made based on content
  • Technical interruptions or data inaccuracies

10. Indemnity

You agree to hold Iridium Capital harmless from any claims arising from:

  • Your use of the website
  • Your investment decisions
  • Any breach of these terms

11. Service Availability

We do not guarantee uninterrupted access to:

  • Website content
  • Booking systems
  • Communication channels

Services may be modified, suspended, or discontinued at any time.

12. Changes to Terms

These terms may be updated periodically.

Continued use of the website constitutes acceptance of the revised terms.

13. Governing Law & Jurisdiction

These terms are governed by the laws of India.

Any disputes shall be subject to the jurisdiction of courts in Bengaluru, Karnataka.

14. Contact Information

Iridium Capital
HD-260, WeWork Embassy TechVillage
Devarabisanahalli, Outer Ring Road
Bellandur, Bengaluru – 560103

📧 Email: info@iridiumcapital.co.in
📞 Phone: +91-9380007218
📝 SEBI Registration No: INH000018072